{"id":1360,"date":"2025-08-06T13:48:07","date_gmt":"2025-08-06T11:48:07","guid":{"rendered":"https:\/\/qualiahabitat.es\/?p=1360"},"modified":"2025-08-06T13:48:44","modified_gmt":"2025-08-06T11:48:44","slug":"com-triar-el-millor-tipus-daval-per-a-un-contracte-de-lloguer","status":"publish","type":"post","link":"https:\/\/qualiahabitat.es\/ca\/com-triar-el-millor-tipus-daval-per-a-un-contracte-de-lloguer\/","title":{"rendered":"Com triar el millor tipus d’aval per a un contracte de lloguer"},"content":{"rendered":"\n

Escollir l’aval adequat per a un contracte de lloguer \u00e9s clau per garantir la seguretat jur\u00eddica i econ\u00f2mica tant de l’arrendador com de l’inquil\u00ed. Amb la recent aprovaci\u00f3 del decret \u00f2mnibus, el Govern ha introdu\u00eft un nou tipus d’aval estatal, per\u00f2 hi ha altres opcions que tamb\u00e9 es poden adaptar a diferents situacions.<\/p>\n\n

Aval del Govern per impagament de lloguer<\/strong><\/p>\n\n

Aquest nou aval est\u00e0 dissenyat per recolzar el propietari davant de l’impagament de l’inquil\u00ed. Per accedir-hi, cal que l’habitatge estigui situat en una zona tensionada i que el preu del lloguer no superi els l\u00edmits de l’\u00edndex estatal. A m\u00e9s a m\u00e9s, l’arrendatari ha de ser menor de 35 anys o trobar-se en situaci\u00f3 de vulnerabilitat. Aquest mecanisme cobreix rendes impagades, danys a l’habitatge, deutes de subministraments i altres despeses relacionades, i ser\u00e0 gestionat per les comunitats aut\u00f2nomes.<\/p>\n\n

Aval personal<\/strong><\/p>\n\n

Aquest tipus d’aval implica que una tercera persona \u2014normalment un familiar o un amic de l’inquil\u00ed\u2014 es compromet a respondre en cas d’incompliment. Has de quedar clarament especificat en el contracte de lloguer l’abast d’aquesta responsabilitat. Tot i que \u00e9s m\u00e9s accessible, l’avalista assumeix un risc important i podria enfrontar-se a reclamacions judicials si l’arrendatari no compleix les obligacions.<\/p>\n\n

Aval bancari<\/strong><\/p>\n\n

En aquest cas, una entitat financera garanteix el pagament al propietari en cas d’impagament. Per obtenir-lo, l’inquil\u00ed ha d’acreditar solv\u00e8ncia econ\u00f2mica i assumir costos com ara comissions i un dip\u00f2sit bloquejat. Encara que \u00e9s una opci\u00f3 segura per a l’arrendador, la tramitaci\u00f3 pot resultar complexa i costosa, cosa que n’ha redu\u00eft l’\u00fas davant d’opcions m\u00e9s flexibles com les assegurances d’impagament.<\/p>\n\n

Des de Qualia Habitat<\/strong>, recomanem analitzar amb deteniment les caracter\u00edstiques de cada tipus d’aval i triar el que s’adapti millor al perfil econ\u00f2mic de l’inquil\u00ed i al nivell de seguretat que desitja l’arrendador. L\u2019elecci\u00f3 correcta pot prevenir molts conflictes futurs.<\/p>\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Escollir l’aval adequat per a un contracte de lloguer \u00e9s clau per garantir la seguretat jur\u00eddica i econ\u00f2mica tant de l’arrendador com de l’inquil\u00ed. Amb la recent aprovaci\u00f3 del decret \u00f2mnibus, el Govern ha introdu\u00eft un nou tipus d’aval estatal, per\u00f2 hi ha altres opcions que tamb\u00e9 es poden adaptar a diferents situacions. Aval del […]<\/p>\n","protected":false},"author":2,"featured_media":1356,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[20,22],"tags":[],"class_list":["post-1360","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-2","category-blog-ca"],"yoast_head":"\nCom triar el millor tipus d'aval per a un contracte de lloguer - Qualiahabitat<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/qualiahabitat.es\/ca\/com-triar-el-millor-tipus-daval-per-a-un-contracte-de-lloguer\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Com triar el millor tipus d'aval per a un contracte de lloguer - Qualiahabitat\" \/>\n<meta property=\"og:description\" content=\"Escollir l’aval adequat per a un contracte de lloguer \u00e9s clau per garantir la seguretat jur\u00eddica i econ\u00f2mica tant de l’arrendador com de l’inquil\u00ed. 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